Terms of Use

Not financial advice

Dividend Portfolio Builder is an educational and illustrative tool. Nothing on this site is investment, tax, or legal advice, and nothing here is a recommendation to buy, sell, or hold any security.

The site is not operated by a licensed financial adviser, broker, or registered investment adviser, and no adviser-client relationship is created by using it.

The projections are hypothetical

Projections are arithmetic performed on assumptions. They compound the yield, growth, and appreciation figures supplied to them and cannot predict what any investment will actually do. They exclude taxes, fees, trading costs, and market volatility, and they assume distributions continue uninterrupted — which for high-yield income funds is often an unrealistic assumption.

Past performance does not indicate future results.

Accuracy of data

We take reasonable care with fund data and document our method on How our data works, but the site is provided as is and without warranty of any kind. Yields, prices, and growth rates are estimates rather than live market data and may be materially out of date or wrong.

Verify anything that matters with the fund's issuer or your broker before acting on it.

Limitation of liability

To the fullest extent permitted by law, we are not liable for any loss or damage arising from your use of this site or reliance on anything it displays, including investment losses. You use the tool at your own risk and remain solely responsible for your own decisions.

Acceptable use

Please use the site for personal, non-commercial purposes. Do not attempt to disrupt it, scrape it at volume, or use automated means to overload the service.

Advertising

This site displays third-party advertising to cover hosting costs. Adverts are served by external networks and are not endorsements. We do not control what is advertised, and an advert appearing here is not a recommendation.

Changes

These terms may be updated from time to time, with the revision date shown above. Continued use after a change constitutes acceptance of it.

Contact

Questions about these terms can go to the contact page.